Bridge
Liquidity.
Accelerated working capital deployed at institutional speed. When revenue is real, opportunities are present, and timing is the only constraint — Bridge Liquidity is the answer.
High-velocity capital
for rapid-response needs.
Bridge Liquidity — sometimes called accelerated working capital — is short-term financing structured around your revenue rather than your credit history. Repayment is aligned with your cash flow, not a fixed monthly obligation that ignores how your business actually works.
SCS underwrites and scores your file before any lender sees it. That analysis is what identifies the right terms — not the first lender willing to approve, and not whichever product a funder happens to hold.
The difference between a transaction and a Capital Architecture engagement is what happens after the first funding. SCS tracks your paydown timeline, identifies renewal windows, and actively manages your progression toward lower-cost, longer-term capital.
Bridge Liquidity terms and specifications
| Capital Range | $5,000 — $40,000,000 |
|---|---|
| Close Speed | Same day — 5 business days |
| Term | 3 — 18 months typical |
| Structure | Daily or weekly ACH repayment aligned to revenue |
| Collateral | Revenue-based — no real estate required |
| Minimum Revenue | $5,000/month |
| Minimum TIB | 1 month (select programs) |
| Credit | 500+ (select programs) |
| Positions | 1st through 5th available |
Bridge Liquidity is the right
tool when speed matters.
Growth Capital
An operator with a proven model and identified opportunity needs capital faster than a bank can move. Bridge Liquidity deploys in days, not months.
Seasonal Preparation
Businesses with strong seasonal patterns need capital positioned before their peak — not applied for during it. SCS identifies the optimal entry window.
Bridge to SBA
Bridge Liquidity is the first step toward a conventional amortizing facility, which is the step that opens SBA eligibility. SCS maps that sequence from the first funding.
Bridge Liquidity,
answered directly.
What is Bridge Liquidity?
Bridge Liquidity is short-term financing structured around your revenue rather than your credit history.
Repayment is aligned with your cash flow, not a fixed monthly obligation that ignores how your business actually works. Capital ranges from $5,000 to $40,000,000, with typical terms of 3 to 18 months.
How fast can Bridge Liquidity close?
Bridge Liquidity closes same day to 5 business days.
Speed comes from institutional placement against real approval data rather than a generic marketplace submission, so the file goes to lenders that are already a fit for the profile.
What are the qualification requirements?
The baseline is $5,000 per month in revenue.
Select programs accept as little as 1 month time in business and credit scores from 500. First through fifth positions are available, so existing obligations do not automatically disqualify a business.
How is Bridge Liquidity repaid?
Repayment is by daily or weekly ACH aligned to revenue.
Because the schedule tracks cash flow rather than a fixed monthly date, the structure flexes with how the business actually earns. Typical terms run 3 to 18 months.
Is real estate or collateral required?
No. Bridge Liquidity is revenue-based and requires no real estate.
Underwriting is driven by cash flow signals in the business rather than pledged property, which is why it closes faster than conventional secured lending.
What happens after the facility funds?
SCS tracks the paydown timeline, identifies renewal windows, and actively manages progression toward lower-cost, longer-term capital.
Bridge Liquidity is the first step toward a conventional amortizing facility, which is the step that opens SBA eligibility — advances themselves cannot be refinanced by an SBA loan under SOP 50 10 8. SCS maps that sequence from the first funding.
Independent analysis.
Not just submission.
Any broker can submit your file to a lender. SCS determines whether Bridge Liquidity is the correct product before anyone submits anything. We do not fund deals from our own balance sheet, so nothing pushes the recommendation toward one structure over another — the analysis does.
Begin Capital Assessment →