Medical · Dental · Therapy practices

Capital for healthcare and dental practices.

SCS helps healthcare practices get financing by underwriting the practice first, then placing the right structure with a lender: Bridge Liquidity for reimbursement timing gaps, equipment finance for imaging and practice equipment, and term or SBA loans for expansion. SCS is an independent advisor, not a lender, so the recommendation follows the practice's numbers, not one funder's product.

Claims pay on the insurer's schedule, not yours. We structure capital around that timing, so payroll, supplies and growth don't wait on the payer.

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Recently funded

A real file. Results vary based on customer response time and underwriting time.

Therapist officeTerm loan · funded in 5 days
A bright, modern dental treatment room with a patient chair and equipment

What do healthcare practices use financing for?

Three needs come up again and again.

Reimbursement timing gapsBridge Liquidity is short-term working capital repaid from revenue, so payroll and supplies are covered while claims are paid. It can close same day to 5 business days.
Imaging and practice equipmentImaging systems, dental chairs, lasers, lab and diagnostic equipment, financed over 24 to 84 months and secured by the equipment.
ExpansionA second location, a build-out, a partner buyout or buying your building, funded with term debt matched to the life of the investment.

Which financing options fit a healthcare practice?

Bridge Liquidity

Short-term working capital for reimbursement timing gaps.

Same day to 5 business days

Equipment Finance

Medical, dental and imaging equipment, secured by the asset.

24–84 month terms · app-only approvals for qualified practices

SBA 7(a) & Strategic Term

Long-term capital for acquisitions, partner buyouts and expansion.

7(a) up to $5M · terms up to 25 years

SBA 504

Buy or build the building your practice operates in.

Owner-occupied real estate · from 10% down

Not sure which?

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Answers

Common questions about healthcare practice financing

How does SCS help healthcare practices get financing?

SCS helps healthcare practices get financing by underwriting the practice first, then placing the right structure with a lender: Bridge Liquidity for reimbursement timing gaps, equipment finance for imaging and practice equipment, and term or SBA loans for expansion. SCS is an independent advisor, not a lender, so the recommendation follows the practice's numbers, not one funder's product.

How can a practice cover cash gaps while claims are paid?

Bridge Liquidity is short-term working capital repaid from your revenue, and it can close same day to 5 business days.

Once SCS has reviewed your file, we'll recommend whether a short-term bridge or a longer-term term or SBA loan is the better fit.

Do you finance imaging and dental equipment?

Yes. Equipment finance covers medical, dental and imaging equipment, new or used, with terms of 24 to 84 months.

The equipment secures the financing, and app-only approvals are available for qualified practices.

Is SCS a lender?

No. SCS is an independent capital advisory and placement firm. We underwrite the file, recommend the structure and place it with a third-party lender, which makes its own credit decision.

Let's find the right capital for your business.

Ready to go? Apply now. Want a second opinion first? The Capital Assessment is free, with a recommendation in 24 hours.

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