Capital for manufacturers.
SCS helps manufacturers get financing by underwriting the business first, then placing the structure that fits the need: equipment finance for machinery, asset-based lines secured by inventory and receivables, and term or SBA loans for expansion. SCS is an independent advisor, not a lender, so the recommendation follows your balance sheet, not one funder's product.
Manufacturing ties up cash in three places: machines, materials and invoices. We structure capital around all three, so growth isn't limited by what's sitting on the floor or in receivables.
At a glance
Typical program terms. Your structure is confirmed once SCS has reviewed your file.
- Equipment terms
- 24 to 84 months, new or used
- Sale-leaseback
- Release cash from machinery you own
- Receivables
- Invoices fund in 24 to 48 hours once the facility is live
- ABL
- A line secured by receivables, inventory and equipment
What do manufacturers use financing for?
Most requests fall into one of three buckets.
Which financing options fit a manufacturer?
Equipment Finance
Machinery and production lines, secured by the equipment.
Factoring & ABL
Lines secured by receivables, inventory and equipment.
SBA 7(a) & Strategic Term
Long-term capital for expansion and acquisitions.
SBA 504
Buy or build your plant, with a higher SBA limit for manufacturing projects.
Not sure which?
Answer three questions and we'll point you to the right fit.
Take the 30-second quizCommon questions about manufacturing financing
How does SCS help manufacturers get financing?
SCS helps manufacturers get financing by underwriting the business first, then placing the structure that fits the need: equipment finance for machinery, asset-based lines secured by inventory and receivables, and term or SBA loans for expansion. SCS is an independent advisor, not a lender, so the recommendation follows your balance sheet, not one funder's product.
Can a manufacturer borrow against inventory?
Yes, through asset-based lending. An ABL line is secured by receivables, inventory and equipment, and borrowing capacity grows as those assets grow.
Once SCS has reviewed your file, we'll tell you how your inventory is likely to be valued.
Can I finance used machinery?
Yes. Equipment finance covers new and used equipment, plus sale-leaseback structures that release cash from machinery you already own.
Is SCS a lender?
No. SCS is an independent capital advisory and placement firm. We underwrite the file, recommend the structure and place it with a third-party lender, which makes its own credit decision.
Let's find the right capital for your business.
Ready to go? Apply now. Want a second opinion first? The Capital Assessment is free, with a recommendation in 24 hours.
Prefer to talk first? Call 801-362-3002